“Owe nothing to anyone—except for your obligation to love one another.”  Ro 13:8 NLT

If you think winning the lottery would solve all your problems, you couldn’t be more wrong! Almost half of those who become overnight millionaires end up bankrupt within a few years. Why? For a variety of reasons: bad business deals, extravagant living, crazy schemes, and fast-talking relatives. And here’s another one—a big one! Believing that they now have the Midas touch and that Lady Luck is on their side, they continue to gamble at an even higher level—and end up losing it all. Try to understand this: Unless you spend less than you earn, no amount of income will ever be enough! So if you’re wise, when you get a salary increase or an unexpected windfall you won’t increase your lifestyle, you’ll reduce your debt before it becomes an albatross around your neck that drowns you. No amount of income will be sufficient if your spending is not brought under control. The only way to get ahead financially is to deny yourself some of the things you want and save for the future. If you don’t have the discipline to do that, you’ll always be in debt. Now, when the government gets into debt, they simply tax you. But when you get into debt—you’re on your own. That’s not how God wants you to live. True contentment doesn’t come from getting all you want, but by discovering the blessings you have been given and learning to enjoy them. This should be your goal: “Owe no one anything—except for your obligation to love one another.”